/* ══════════════════════════════════════════════
   FinanceGuru India — Global Stylesheet v4
   ══════════════════════════════════════════════ */
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@600;700;800&family=DM+Sans:ital,wght@0,400;0,500;0,600;1,400&display=swap');

:root {
  --white:#fff; --off:#f8fafc; --border:#e2e8f0; --light:#f1f5f9;
  --dark:#0f172a; --mid:#374151; --muted:#6b7280;
  --blue:#1a56db; --blue-l:#eff6ff; --blue-h:#1e40af;
  --green:#059669; --green-l:#ecfdf5;
  --orange:#ea580c; --orange-l:#fff7ed;
  --purple:#7c3aed; --purple-l:#f5f3ff;
  --red:#dc2626; --red-l:#fef2f2;
  --yellow:#d97706; --yellow-l:#fffbeb;
  --teal:#0d9488; --teal-l:#f0fdfa;
  --r:14px; --rs:8px;
  --sh:0 1px 3px rgba(0,0,0,.06),0 4px 20px rgba(0,0,0,.05);
  --sh2:0 8px 36px rgba(0,0,0,.12);
  --hf:'Playfair Display',Georgia,serif;
  --bf:'DM Sans',sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--bf);background:var(--off);color:var(--dark);font-size:16px;line-height:1.65;padding-bottom:64px}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}

/* ── HEADER ── */
header{background:var(--white);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:300;box-shadow:0 2px 12px rgba(0,0,0,.06)}
.hdr{max-width:1260px;margin:auto;display:flex;align-items:center;justify-content:space-between;padding:0 24px;height:64px}
.logo{font-family:var(--hf);font-size:1.45rem;font-weight:800;color:var(--blue);display:flex;align-items:center;gap:8px}
.logo em{color:var(--dark);font-style:normal}
.logo a{display:flex;align-items:center;gap:8px;color:inherit}
.logo-icon{width:32px;height:32px;background:var(--blue);border-radius:8px;display:flex;align-items:center;justify-content:center}
.logo-icon svg{color:#fff}
nav{display:flex;gap:2px;align-items:center}
nav a{font-size:.84rem;font-weight:500;color:var(--mid);padding:7px 11px;border-radius:7px;transition:.17s;display:flex;align-items:center;gap:6px;white-space:nowrap}
nav a:hover,nav a.active{background:var(--blue-l);color:var(--blue)}
nav a svg{flex-shrink:0}
.nav-pill{background:var(--blue);color:#fff!important;padding:7px 14px;border-radius:7px;font-weight:600!important}
.nav-pill:hover{background:var(--blue-h)!important}
.hamburger{display:none;cursor:pointer;flex-direction:column;gap:5px;padding:6px;border-radius:6px}
.hamburger span{display:block;width:22px;height:2px;background:var(--dark);border-radius:2px;transition:.28s}
.mob-nav{display:none;flex-direction:column;background:var(--white);border-top:1px solid var(--border);padding:10px 20px 20px}
.mob-nav.open{display:flex}
.mob-nav a{padding:10px 0;border-bottom:1px solid var(--border);font-size:.93rem;color:var(--mid);display:flex;align-items:center;gap:8px}
.mob-nav a:last-child{border-bottom:none}

/* ── AD SLOTS — clean, no box ── */
.ad-slot{display:flex;flex-direction:column;align-items:center;justify-content:center;min-height:10px;overflow:hidden}
.ad-label-text{font-size:.65rem;color:var(--muted);letter-spacing:.5px;margin-bottom:2px;text-transform:uppercase;opacity:.7}

/* ── AD WRAPPERS — proper breathing room ── */
.ad-wrap-top{background:var(--white);border-bottom:1px solid var(--border);display:flex;justify-content:center;padding:12px 20px;min-height:90px}
.ad-wrap-inline{display:flex;justify-content:center;padding:20px 0;margin:24px 0;background:transparent}
.ad-wrap-sidebar{margin-bottom:24px}

/* ── ANCHOR AD (bottom sticky) ── */
#anchor-ad{position:fixed;bottom:0;left:0;right:0;z-index:500;background:var(--white);border-top:1px solid var(--border);display:flex;justify-content:center;align-items:center;padding:6px 20px;min-height:60px;box-shadow:0 -2px 12px rgba(0,0,0,.08)}
#anchor-ad-close{position:absolute;right:12px;top:50%;transform:translateY(-50%);background:var(--light);border:none;border-radius:50%;width:26px;height:26px;cursor:pointer;display:flex;align-items:center;justify-content:center;color:var(--muted);font-size:.8rem}
#anchor-ad-close:hover{background:var(--border)}

/* ── CARDS / THUMBS ── */
.thumb{display:flex;align-items:center;justify-content:center;overflow:hidden}
.thumb img{width:100%;height:100%;object-fit:cover}
.th-blue{background:linear-gradient(135deg,#dbeafe,#bfdbfe)}
.th-green{background:linear-gradient(135deg,#d1fae5,#a7f3d0)}
.th-orange{background:linear-gradient(135deg,#ffedd5,#fed7aa)}
.th-purple{background:linear-gradient(135deg,#ede9fe,#ddd6fe)}
.th-yellow{background:linear-gradient(135deg,#fef9c3,#fde68a)}
.th-red{background:linear-gradient(135deg,#fee2e2,#fecaca)}
.th-teal{background:linear-gradient(135deg,#ccfbf1,#99f6e4)}

.ctag{display:inline-flex;align-items:center;gap:4px;font-size:.7rem;font-weight:700;letter-spacing:.6px;text-transform:uppercase;padding:3px 9px;border-radius:5px;margin-bottom:9px}
.tag-credit{background:var(--blue-l);color:var(--blue)}
.tag-loan{background:var(--green-l);color:var(--green)}
.tag-insurance{background:var(--orange-l);color:var(--orange)}
.tag-invest{background:var(--purple-l);color:var(--purple)}

/* ── TRUST STRIP ── */
.trust-strip{background:var(--dark);color:#94a3b8;padding:32px 20px}
.trust-inner{max-width:1260px;margin:auto;display:flex;justify-content:space-around;flex-wrap:wrap;gap:16px}
.trust-item{text-align:center;font-size:.82rem}
.trust-icon{display:flex;justify-content:center;margin-bottom:6px;color:#60a5fa}
.trust-label{color:#94a3b8}

/* ── FOOTER ── */
footer{background:#0f172a;color:#64748b;padding:48px 24px 28px}
.foot-grid{max-width:1260px;margin:auto;display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:32px;margin-bottom:32px}
.foot-logo{font-family:var(--hf);font-size:1.3rem;color:#fff;margin-bottom:10px;display:flex;align-items:center;gap:8px}
.foot-desc{font-size:.82rem;line-height:1.75;color:#64748b}
.foot-col h4{color:#e2e8f0;font-size:.87rem;font-weight:600;margin-bottom:14px;display:flex;align-items:center;gap:7px}
.foot-col ul{list-style:none}
.foot-col ul li{margin-bottom:9px}
.foot-col ul li a{font-size:.82rem;transition:.17s;color:#64748b;display:flex;align-items:center;gap:6px}
.foot-col ul li a:hover{color:#fff}
.foot-bottom{max-width:1260px;margin:auto;border-top:1px solid #1e293b;padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:.78rem}
.foot-bottom a{color:#64748b;margin-left:14px}
.foot-bottom a:hover{color:#fff}
.disclaimer{background:#1e293b;padding:16px 20px;border-radius:10px;font-size:.77rem;color:#475569;line-height:1.75;max-width:1260px;margin:0 auto 24px}

/* ── SIDEBAR ── */
.widget{background:var(--white);border:1px solid var(--border);border-radius:var(--r);padding:20px;box-shadow:var(--sh);margin-bottom:24px}
.widget:last-child{margin-bottom:0}
.widget-title{font-family:var(--hf);font-size:1rem;font-weight:700;padding-bottom:11px;border-bottom:2px solid var(--blue);margin-bottom:16px;display:flex;align-items:center;gap:8px}
.pop-list{list-style:none}
.pop-list li{display:flex;gap:11px;padding:10px 0;border-bottom:1px solid var(--border);cursor:pointer;align-items:flex-start}
.pop-list li:last-child{border-bottom:none;padding-bottom:0}
.pop-n{font-family:var(--hf);font-size:1.15rem;font-weight:800;color:#cbd5e1;min-width:24px;line-height:1.2;flex-shrink:0}
.pop-t{font-size:.83rem;font-weight:600;color:var(--dark);line-height:1.42}
.pop-t:hover{color:var(--blue)}
.tag-cloud{display:flex;flex-wrap:wrap;gap:7px}
.tag{background:var(--light);color:var(--mid);font-size:.77rem;font-weight:500;padding:5px 12px;border-radius:20px;cursor:pointer;transition:.17s;border:1px solid transparent}
.tag:hover{background:var(--blue-l);color:var(--blue);border-color:#bfdbfe}
.nl-form{display:flex;flex-direction:column;gap:9px}
.nl-form input{padding:10px 13px;border:1.5px solid var(--border);border-radius:8px;font-size:.88rem;font-family:var(--bf);outline:none;transition:.17s}
.nl-form input:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(26,86,219,.08)}
.nl-form button{background:var(--blue);color:#fff;border:none;padding:11px;border-radius:8px;font-size:.88rem;font-weight:600;cursor:pointer;font-family:var(--bf);transition:.17s;display:flex;align-items:center;justify-content:center;gap:7px}
.nl-form button:hover{background:var(--blue-h)}

/* ── EMI CALC ── */
.calc-wrap{background:var(--blue-l);border:1.5px solid #bfdbfe;border-radius:var(--r);padding:20px;margin-bottom:24px}
.calc-wrap h3{font-family:var(--hf);font-size:.97rem;font-weight:700;color:var(--blue);margin-bottom:14px;display:flex;align-items:center;gap:7px}
.calc-row{margin-bottom:11px}
.calc-row label{display:block;font-size:.78rem;font-weight:600;color:var(--mid);margin-bottom:5px}
.calc-row input{width:100%;padding:9px 12px;border:1.5px solid var(--border);border-radius:8px;font-size:.9rem;font-family:var(--bf);background:#fff;outline:none;transition:.17s}
.calc-row input:focus{border-color:var(--blue)}
.calc-res{background:var(--blue);color:#fff;border-radius:9px;padding:12px;text-align:center;margin-top:8px}
.calc-res-l{font-size:.72rem;opacity:.85;margin-bottom:2px}
.calc-res-v{font-size:1.38rem;font-weight:700}

/* ── REWARD AD BUTTON ── */
.reward-ad-btn{display:flex;align-items:center;gap:12px;background:linear-gradient(135deg,#f59e0b,#d97706);color:#fff;border:none;border-radius:12px;padding:16px 22px;cursor:pointer;font-family:var(--bf);font-size:.95rem;font-weight:700;width:100%;margin:28px 0;box-shadow:0 4px 18px rgba(245,158,11,.35);transition:.2s;text-decoration:none}
.reward-ad-btn:hover{transform:translateY(-2px);box-shadow:0 7px 24px rgba(245,158,11,.45);color:#fff}
.reward-ad-btn .rbtn-icon{background:rgba(255,255,255,.2);border-radius:8px;width:40px;height:40px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.reward-ad-btn .rbtn-text{text-align:left}
.reward-ad-btn .rbtn-title{font-size:1rem;font-weight:700}
.reward-ad-btn .rbtn-sub{font-size:.78rem;opacity:.88;margin-top:2px;font-weight:400}

/* ── RESPONSIVE ── */
@media(max-width:900px){nav{display:none}.hamburger{display:flex}}
@media(max-width:768px){.hdr{padding:0 16px}}